Interest Rates as of October 9, 2008

	INTEREST RATE	ANNUAL PERCENTAGE YIELD (APY)	MINIMUM BALANCE TO OPEN	MINIMUM BALANCE MAINTAINED TO EARN APY
MONEY FUND SAVINGS (The Money Fund Savings is available to Bonus Banking Relationship customers only.)	0.25%	0.25%	$10.00	Under $25,000
	0.63%	0.63%	$10.00	$25,000 to $99,999
	0.75%	0.75%	$10.00	$100,000 to $499,999
	0.88%	0.88%	$10.00	$500,000 to $999,999
	1.13%	1.13%	$10.00	$1,000,000 & over
INVESTMENT SAVINGS	0.25% 0.50%	0.25% 0.50%	$20,000 $20,000	Under $20,000 $20,000 & over
OTHER INTEREST BEARING ACCOUNTS:	INTEREST RATE	ANNUAL PERCENTAGE YIELD (APY)	MINIMUM BALANCE TO OPEN	MINIMUM BALANCE MAINTAINED TO EARN APY
Money Market Checking	0.25%	0.25%	$500.00	Not Applicable
Money Market Savings	0.50%	0.50%	$500.00	Not Applicable
Regular Savings	0.25%	0.25%	$50.00	Not Applicable
"Little Savers" Savings	0.25%	0.25%	$25.00	Not Applicable

Certificate of Deposit

An investment with a fixed rate of interest for a specific period of time. For more information, please call or visit First Community Bank today!